NewHeads-up alerts & price-hike watch
Every dollar,
spoken for.
Copper sets money aside for your bills, spending and goals, then keeps one number live: what's left-to-spend. Check it before you tap, not after.
Morning, Alex
🏠$0.00
$328/dayfor 4 days until payday
Touch and slide across to see where it's set aside
$2,630 in checking & savings
Upcoming bills
Funded
6/6Due soon
$2,220
Still to fund
All set
Recent activity
Tiffany & CoYesterday · Shopping-$240.00Private
NetflixYesterday · Bill-$15.49NetflixLive demo · slide across the meter
The same budget on iPhone and the web, synced live.
01The one number
Your balance lies.
Left-to-spend doesn't.
Your bank shows what's there. Copper shows what's free: cash, minus every dollar already promised to a bill or a goal, minus what's still pending.
$0.00
−$0.00
−$0.00
Yours to spend, with every bill already covered.
02How it works
Payday, handled.
When your paycheck lands, Copper fills each bucket to its target, in order. Whatever's left over is yours.
01
Link your bank
Checking, savings and cards through Plaid. Transactions sync on their own.
02
Give dollars jobs
Buckets for bills, spending, goals and card payments. Copper can find your bills for you.
03
Get paid
Funding schedules follow your paycheck and fill buckets the day it lands.
04
Spend what's left
Left-to-spend is what's free after all of it. Check it before you tap.
03Features
Small things that add up.
The details that keep the number honest. Try them: these cards work.
Round-ups
Spare change, on purpose.
Every purchase rounds up into a goal. Boost it up to 10×, and have it pause on its own when money's tight.
Round to nearest
Multiply spare change
A $4.30 coffee puts
$1.40
into Japan Trip
Heads-up
Warned before, not after.
Copper looks ahead to payday. If bills will land before the paycheck does, you hear about it days early.
Heads up
$140 short before payday
Car Insurance and Rent land before Friday's paycheck.
Price-hike watch
Catches the quiet raise.
When a bill comes in higher than last time, Copper flags it. One tap covers the new price.
Netflix went up $2.00
It was $15.49, now $17.49.
Surprise-bill finder
No more 'oh, that's this month.'
Copper reads two years of history for once-a-year charges and saves a little toward each every month.
Paychecks
Funded the day you're paid.
Copper spots your paycheck in your deposits and runs your funding schedule when it lands, even if it's early.
- Fri, 7:02 AMAcme Payroll lands+$2,450.00, two days early
- Fri, 7:03 AMPayday schedule runsIt follows your paycheck, not the calendar
- Fri, 7:03 AM6 buckets funded$1,196.35 set aside. The rest is yours.
Shared budgets
One budget, everyone on the same page.
Invite a partner or family with a one-time code. Everyone shares the same buckets, bills and left-to-spend, and links their own banks.
Members
On both phones
Left-to-Spend
$1,310.00
Updates live when either of you spends.
Sam · Trader Joe's-$64.81Auto-assign rules
Teach it once.
Tell Copper where a merchant's purchases go. Every one after that is assigned before you open the app.
Merchant isWhole FoodsGroceries
Merchant isShellGas
Merchant isSpotifySubscriptionsWorks on iPhone and the web, same rules
04Privacy & security
Built to be trusted with a bank login.
Your money stays put
Buckets are a plan, not an account. Copper never holds or moves your money; it stays at your bank.
Bank keys stay on our servers
Bank connections run through Plaid. Access tokens are encrypted server-side and never reach your phone.
No ads. No data sales.
No advertising IDs, no tracking SDKs, and we don't sell or share your data for advertising.
Locked when you want it
Add a PIN or Face ID. Private buckets keep a gift or a surprise hidden, even in a shared budget.
Know what's
left-to-spend.
Link your bank, set up your bills, and Copper does the arithmetic from there. Try it free for 7 days.